James Richmond
MLO

NMLS# 732717

My goal will always be to handle your purchase or refinance transaction as if you were a family member. This will most likely be the biggest financial transaction of your life and I will treat it that way.

I have been a mortgage and loan professional for more than 20 years; My financial and business background was developed at Purdue University where I attended College and played Football. I have been trained and certified in many financial fields in my 20 yrs. as a Loan Originator along with up to the minute knowledge and experience to help you through your Mortgage transaction in today’s market. I will help you find the best terms and loan program that fits your needs and is right for your budget, and make sure all the legalities are competently handled so that the closing goes smoothly, and you can take possession of your new property.

Whether you’re a first-time home buyer or looking to trade up, deciding to downsize, or simply wishing for a change. I can help you before you ever make an offer on a property. We can look over your budget, income, and assets, helping you get a clear picture of what type and amount of loan fits your needs. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. I will help you consider all your options so you can concentrate on making the best decision for you and your family’s needs and desires.

The financial aspects of home buying can be stressful and overwhelming—but they don’t have to be, not with a trained and caring professional in your corner. Call me today at 816-352-0063 and let’s get started making your home-ownership dream come.

Let’s make you part of the URG & Certified Home Loans family now and for all you and your family’s transactions for the rest of your lives. I want to earn each transaction one at a time and always make you feel valuable to me.

  • Great Rates
  • Low Closing cost
  • 5 Star Service
  • Many programs for all types of buyers
  • The entire staff at Certified Home Loans was fabulous while completing our refinancing. Very knowledgeable, personable and efficient. I would highly recommend them.

    B. Biron | Google Review