Herns Eugene
MLO

NMLS# 1869989

It takes commitment, forbearance, and hard work to reach the top of one’s profession. Certified Home Loans has been one of the top leaders in the mortgage and loan industry and I am happy to have partnered with them.

I make it my goal to put a lasting smile on the faces of every family I encounter. With years of accumulated experience, research, and study, I am able to obtain some of the best offers in the industry through several different mortgage lenders that meet the needs of my clients. I assist clients with finding the best rates on a variety of different loan programs for purchases or refinancing, including conventional loans, FHA loans, VA loans, USDA rural development loans, HARP refinance, FHA streamline, jumbo mortgages, and second mortgages. As someone who has gone through the home buying and refinancing processes for myself, I understand the value of time, effort, and money. My knowledge on various home loan options as well as my personal experience proves to prioritize these same values for you. At Certified Home Loans, I put you first and make your dream home a reality through a life-changing experience. Our high standards provide our clients with mortgage-based savings and increased knowledge to properly manage and control their own financial well-being. (in a nutshell, LET ME HELP YOU SAVE MONEY!!!!)

  • As a first time Veteran home buyer this process was smooth and organized throughout. The pre qualification process was fast!!! I can not recommend this lender enough. He provided professional easy to read documents and took the time to educate when it was needed. He watched the market and locked in a low rate at the perfect time! Excellent experience.

    Zuser | Verified Zillow Review

  • This was my first home purchase and Herns definitely made the process very simple and easy to understand the lingo and make you feel at ease! His entire team is committed to ensuring you find your home and pay the right amount !

    Brayn Bedoya | Verified Zillow Review

  • My mother needed assistance with locking down a low interest rate on her mortgage after finding out it was going up yearly and she accomplished just that with Herns. My mom was able to refinance her mortgage quickly and easily. Herns answered all her questions from the very beginning to the very end. He was able to provide my mother with different options until she was satisfied with her choice. The overall process was easy and the price paid for the refinance was more than fair. I would strongly recommend Herns to anyone interested in refinancing their home.

    Jennifer C. | Verified Zillow Review